Why Bestgate Advisors?

• We are tax experts and we do provide tax advice. Very few of our competitors can say that.

• Your financial well-being is our number one priority. We create strategies that are tailored to your needs and goals.

• We build a long-term, meaningful relationship with you. Guiding you to and through retirement. 

• We are skilled financial advisors who positively impact our clients’ lives with results oriented financial and tax advice. 

• We are fee-only fiduciaries, always putting our client’s needs first.

• We limit the clients we serve to individuals to whom we can provide massive value. If we cannot provide value greater than our fee, we don't want to work with you.

Who do you serve?

Our retirement planning and tax optimization strategies have the greatest impact with: 

• Retirees or those nearing retirement 

• Small business owners preparing to implement an exit strategy

• Investors with $750,000 or more in investable assets

• Investors who understand the value of expert advice

How does Bestgate Advisors receive compensation?

Our compensation is derived directly from the fees charged for our advice, plan implementation and investment management. We are completely transparent. Our fee schedule is listed on our website and is based upon a percentage of your investment assets under our management (AUM).

What is included in the AUM fee?

• Our fee includes a holistic financial plan, which includes investment management, income tax planning, insurance analysis, retirement planning and estate planning.

•  Personal income tax return preparation for most clients. 

• Ongoing review and updates to your financial plan which generally includes meeting twice a year.

• We are also available for major life transitions and necessary updates that happen outside of our scheduled meetings.

How do you keep my money safe?

Your money is held at Charles Schwab. We partner with them to safeguard your money and investments, produce your account statements, and provide your tax forms. You have 24/7 access to your accounts online. They handle our back office so we can focus on delivering value to you.

What is your investment philosophy?

We follow the concepts of modern portfolio theory.  We believe that clients with long term investment horizons should be participating in the market and portfolio managers should be arranging portfolios using fundamental diversification and asset allocation strategies.  We use tried and true, evidence based investment strategies. We are very skeptical of whatever "flavor of the month" investment product or strategy is dominating the headlines, and prefer to stick with what has proven to work over long periods of time. We know that it is the money you keep after taxes that really matters, so we consider tax treatment when selecting investment products and determining which account type they belong in.

What is A fiduciary?

A fiduciary has the highest ethical and legal obligation to put client interests ahead of our own compensation or any other considerations. We are fiduciaries; this is our fundamental value and we do not compromise our integrity.

What is the Certified Financial Planner (CFP) designation? 

Many believe that all financial planners are “certified,” but that is not true. Anyone can call themselves a “financial advisor;” however, only those who have fulfilled the certification requirements of the CFP Board can display the CFP® certification marks. This designation represents a high level of competency, ethics, and professionalism.

Why should I pay an advisor?

Some people can successfully manage their personal finances on their own. We have found that many find it challenging to consistently implement their financial plan and successfully optimize all the moving parts necessary to achieve their goals. Financial security and wealth creation don’t generally happen accidentally, intentional strategic planning is usually at the heart of it. Mistakes can be costly; we want to help you avoid them. 

How do I get started on working with you?

We are excited to work with you!  Please click the Contact Request button to get started with your advisor team.